DUAL Asset was formed in 2013 by a group of likeminded, innovative professionals to pioneer changes and improve the way the traditional legal indemnity and title insurance market worked.

Since then, the team has grown substantially and includes insurance professionals, property experts and qualified solicitors to ensure we provide the best possible solutions and service to our clients. Please do not hesitate to contact one of the team below.

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AXA XL

A.M. Best Rating: A+ (Stable)

About:

AXA XL is a subsidiary of global insurance and reinsurance company AXA. It is co-headquartered in Hamilton, Bermuda and Stamford, Connecticut, United States, and has more than 100 offices on 6 continents. In September 2018, AXA acquired XL Group and renamed the division AXA XL. XL Catlin Insurance Company UK Ltd (formerly Catlin Insurance Company (UK) Ltd) is still a trading company in the group and is a UK-based insurer that offers property and casualty insurance and reinsurance products, primarily in the UK and Europe.

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Fidelis

A.M. Best Rating: A (excellent)

About:

Fidelis’s Bermuda-based holding company was founded by Richard Brindle, the founder of Lancashire Insurance. Fidelis raised approximately $1.5 billion, the largest insurance capital raise to date and was able to be selective when choosing the most suitable long-term investment partners. On December 4th 2015 Fidelis Underwriting Limited (UK Company) received PRA approval to underwrite in the UK. In June 2020 Fidelis Underwriting Limited (UK Company) was upgraded by A.M. Best to financial strength rating A from A-, citing “very strong underwriting results”.

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RSA

Rating: Standard & Poor’s Rating: A (Stable)

About:

RSA are one of the longest standing general insurers in the world, with over 300 years’ experience in providing peace of mind to individuals and protecting small businesses and large corporations from uncertainty. In 2017 their net written premiums were £6.7 billion.

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Liberty

Standard & Poor’s Rating: A (Strong)

About:

Liberty Mutual Insurance Europe SE, trading under the Liberty Specialty Markets brand, offers specialty and commercial insurance and reinsurance products across key UK, European, Middle East, US, Latin America and Asia Pacific markets. Liberty provide brokers and insureds with a broad product range through both the Company and Lloyd’s markets and has over 1,900 employees in approximately 60 offices around the world.

Formed in 1998, DUAL is the world’s largest international MGA and Lloyd’s largest international coverholder. DUAL has offices in 14 countries with an annual premium income in 2018 of over £751m.

In addition to Asset, DUAL specialises in Financial Lines, Health, Treaty Insurance, Liability, Private Client, Property and M&A Insurance.

DUAL is part of Howden Group Holdings, the world’s largest majority employee-owned insurance group comprised of broking divisions Howden, RKH Specialty and RKH Reinsurance, and underwriting division DUAL.

DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. DUAL distinguishes itself by combining a global distribution platform and access to capital or markets with local knowledge and expertise.

https://www.dualgroup.com/

Brexit – we’re ready

We are pleased to confirm that DUAL’s Brexit plans are in place and fully operational and that we are confident that we will continue to deliver an uninterrupted service for all our brokers and stakeholders.

Our European network

DUAL has been operating in Europe since 1998 and we have an established network of offices as well as recently opening two UK branches of our European entities. As you would imagine, our priority is to deliver a seamless transition for our European brokers and policyholders.

Should you have any questions about our Brexit plans please contact your usual underwriting contact or email us here.

Lloyd’s Part VII Transfer

Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels.
The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at lloyds.com/brexittransfer.

Driven by a vision to be the world’s best underwriting business, DUAL has always taken a different approach to our industry peers.

Since DUAL Asset was founded in 2013, we have had a strong entrepreneurial spirit that runs through every part of our business.

We empower our people to develop products, services and processes that deliver consistently for our partners. That is how we have become the world’s largest international writer of Title Insurance outside of the US, insuring in over 46 countries generating £53m GWP. Whatever you are looking for in a career, we want to help you do more.

Our philosophy is simple: we genuinely put people first and want our people to be the healthiest and happiest they can be, at work and at home. We aim to attract and retain the best talent, and support them to achieve their aspirations. It’s how we grow our business and keep one step ahead of our competitors.

We are always on the lookout for talented and passionate individuals to join our growing global team. We are a talent-driven organisation, and we have been known to create new roles for the right people. If you have skills that we need, or if you want to hear about future opportunities in DUAL Asset, introduce yourself!

Get in touch

 

Meet the team

Underwriter Location
  • Show all
  • Dublin
  • Europe
  • London, UK
  • Manchester
  • Norwich, UK
  • Spain
  • Sweden
  • Wales
  • Warsaw
Sales Team Location
  • Show all
  • Midlands - England
  • North - England
  • South West - England
  • Wales

Ian Keith

Managing Director

London, UK

Email Ian

T:+44 (0)207 337 6477 / M:+44 (0)784 657 2524

Ian Keith is an experienced legal indemnity underwriter, having been underwriting international title risks since 2006.

Ian was one of the founders of DUAL Asset and has been integral in growing the business from a start-up company in 2013 to its current position as the leading international legal indemnity provider.

Phillip Oldcorn

Executive Chairman

London, UK

Email Phillip

T:+44 (0)207 337 8754 / M:+44 (0)779 892 2985

Phil is one of the founders and the Executive Chairman of DUAL Asset.

A solicitor, the founder and former Chief Executive Officer of First Title Insurance plc and a Senior Vice President of the First American Corporation.

Phillip has created successful legal indemnities businesses in the UK and Ireland, Central and Eastern Europe, Turkey and Western Europe. He managed First American’s Australia/New Zealand operations from Sydney for a few years in the mid 2000s.

Now that Phil has stopped playing, he watches rugby. He is also an untalented but enthusiastic junior football coach. He sings and plays guitar with his rock n roll band Upside & owns Penn Street Promotions, an independent record label with Andy Hillier.

Natalie Keenan

Operations Director

+44 (0)7917 367 698

London, UK

Email Natalie

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Natalie Keenan

Operations Director

London, UK

Email Natalie

+44 (0)7917 367 698

Natalie Keenan is an experienced Operations Manager, having been involved in the start-up of two companies since 2008.

Natalie was one of the founding members of DUAL Asset and has played a vital role in building the business up since its start in 2013. Natalie was responsible for putting in place the systems and processes which have allowed the company to grow at a rapid rate. In 2016 Natalie joined both the management team and the Board of the company. Since then she has continued to play an important part in the growth of the business and in particular in developing the claims/IS processes and helping to drive the growth of the international business.

Kelly Lines

Underwriting Director

+44 (0)7395 788 957

London, UK

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Kelly Lines

Underwriting Director

London, UK

Email Kelly

+44 (0)7395 788 957

Kelly  is a highly experienced underwriter with over 15 years’ experience.

With a proven, track record of getting complicated deals over the line with a commercial can do attitude, Kelly now oversees a team of 30 underwriters in setting underwriting strategy and ensuring all underwriting processes are adhered to.

Alongside this, Kelly also leads the US side of DUAL Asset’s product offering launching our Title to Shares/Excess Fundamental product stateside after being instrumental in developing and growing the product initially in the UK and Europe.

Kelly is ACII qualified and a Chartered Insurer and was awarded the Crawford Prize in 2013 for her completion of the ACII with the best result nationally and is a nominee for Underwriting Professional of the Year 2020 at the Women in Insurance Awards.

When not travelling in the US you will find Kelly clocking up miles on her Peloton to get in shape for the next trip!

Fergus Davey

Fergus Davey

Underwriting Director

London, UK

Email Fergus

T:+44 (0)207 337 6492 / M:+44 (0)751 912 9141

Fergus has extensive experience underwriting real estate title, share title, legal indemnity and real estate transactional liability risk throughout the UK, Ireland, continental Europe and internationally. He has a particular interest in French and Spanish real estate and emerging markets.

Fergus is flexible and commercially minded with a strong reputation for helping clients complete transactions quickly and securely.

Kate Thorp

Manager – Inheritance & Estate Protection

T:+44 (0)207 337 8775 / M:+44 (0)7519129136

London, UK

Email Kate

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Kate Thorp

Manager – Inheritance & Estate Protection

London, UK

Email Kate

T:+44 (0)207 337 8775 / M:+44 (0)7519129136

Kate is an experienced commercial underwriter and manager of DAU’s executor and inheritance team.

Kate was responsible for developing a comprehensive inheritance product which includes missing beneficiary, missing will and will dispute covers amongst 13 other risks. It is the only product of its kind in the market.

Kate also specialises in insuring contentious probate issues where the distribution is being held up because of a known dispute or issue. DUAL’s policies can be an alternative to going to court and have been the solution for the aggrieved party in numerous PI claim cases, where mistakes have been made in will drafting.

Kate has 20 years’ experience in legal indemnities and her knowledge and experience in both real estate and probate matters are a great asset to the DAU team.

William Brooks

Head of Strategy and Distribution

+34 636 903 245

Spain

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William Brooks

Head of Strategy and Distribution

Spain

Email William

+34 636 903 245

Will’s job is to help DUAL Asset achieve our growth plans internationally by implementing strategic business development, marketing and product development plans across the globe. He has worked in the London insurance market for over 15 years and during that time he has focused on litigation insurance, transactional risks insurance and finance legal risks insurance. He regularly meets face to face with key stakeholders in our industry so that we can develop relevant and successful products that add value to our client base.

Kirstin Nee

Head of Scotland and Northern Ireland

T:+44 (0)207 337 9875 / M:+44 (0)789 486 7476

London, UK

Email Kirstin

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Kirstin Nee

Head of Scotland and Northern Ireland

London, UK

Email Kirstin

T:+44 (0)207 337 9875 / M:+44 (0)789 486 7476

Kirstin entered the legal indemnities market straight from Strathclyde School of Law. She has expertise underwriting across the globe and is especially well regarded for her work on high net worth commercial and residential defective title policies across the Celtic jurisdictions.

Working with DUAL from the start in Scotland whilst at Millar & Bryce, she joined the team full time in 2016. With her chatty nature and numerous CPD talks she has become the “well kent face” of legal indemnities in Scotland and Northern Ireland.

Bryan Wilson

Bryan Wilson

Head of CEE

Europe

Email Bryan

+44 (0) 7821 642055

Bryan is a UK-qualified lawyer with over 27 years of experience. He is based in Prague after heading up the CEE real estate team for Linklaters and most recently managing his own Tier 1 ranked real estate law firm, Wilsons, in the Czech and Slovak Republics for 15 years. Bryan’s focus has been on domestic and cross-border real estate investment transactions, and his knowledge of the region gives him an ideal position to underwrite the most complex transactional risk scenarios across CEE. He has a profound understanding of real estate issues, having led teams dealing with some of the most high-profile real estate transactions in the region. As Head of CEE for DUAL Asset his role will be to build upon the solid structure that DUAL Asset already has in CEE, expand the teams and push into new jurisdictions. Outside of work, Bryan is a keen golfer, scuba diver and skier and enjoys hiking with his two dogs.

Massimo Ruscio

Massimo Ruscio

Head of EEA Underwriting

London, UK

Email Massimo

T:+44 (0)207 337 8791 / M:+44 (0)797 221 1571

After his Laurea Specialistica in Giurisprudenza in Trieste, Massimo worked as trainee lawyer and assistant at the European Parliament in a fully German speaking office.

 In 2012 he started his career in Insurance, working in a leading broker firm in Milan, where he gained a solid experience in managing the insurance portfolio of public entities, utilities, power and energy companies as well as fulfilling various business development activities.

Massimo joined DUAL in June 2017, he is responsible for the Italian market and specializes in continental Europe risks, with a focus on CEE and Germany.

With his legal and insurance experience, together with his languages skills, he is a huge asset to the DUAL team and their clients.

Ross Nicol

Head of England & Wales Commercial

+44 (20) 38085615

London, UK

Email Ross

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Ross Nicol

Head of England & Wales Commercial

London, UK

Email Ross

+44 (20) 38085615

Ross has a wide range of experience providing solutions to commercial problems. His favourite challenge is when faced with “you can’t…” He has worked as a real estate lawyer, an insurance broker for a global firm, and headed up a team of underwriters in London.

Prior to joining DUAL Asset Ross co-founded an international tech startup. He’s always keen to discuss how tech solutions can positively change the world. Outside of work Ross has a keen interest in ice hockey, motorbikes, and philosophy.

Adam Keith

Adam Keith

Head of UK Underwriting

London, UK

Email Adam

T:+44 (0)207 337 8778 / M:+44 (0)751 912 9127

Adam entered the legal indemnity market straight from studying law at Durham University. Adam has experience in both underwriting and broking policies throughout Europe, but is now head of underwriting for DUAL Asset UK. Adam specialises in large transactions, portfolios and complex/contentious risks with a proven record of finding solutions to problems where others cannot. He has a detailed knowledge of M&A, commercial, probate and residential property law across all UK jurisdictions.

Samantha Hunter

Samantha Hunter

Head of Online

Norwich, UK

Email Samantha

+44 (0)203 808 2478

After spending many years as a residential conveyancer in the North West Samantha moved back to her home town and decided to join the world of underwriting in 2016.

Samantha joined DUAL Asset Underwriting in November 2016 with her previous experience in conveyancing giving her not only an in-depth knowledge of title risks but also she has been where the conveyancer is and knows your issues and requirements.

With a keen focus on flexibility and customer service, Samantha is able to deal with a wide range of title risks including residential, commercial and development as wells as probate. She also has a keen focus on promoting DUAL Assets online comparison site.

Paul McGennis

Paul McGennis

Head of DUAL Asset Ireland

Dublin

Email Paul

T:+353 (0)1697 1169 / M: +353 (0) 862438279

Paul brings a wealth of experience to DUAL Asset’s Title and Legal Indemnity offering with a particular focus on Ireland.

He has over 30 years’ experience as a lawyer in Ireland, advising property investors, developers and financial institutions in the Irish market.

His strong understanding of the legal environment surrounding the real estate and property financing sectors add invaluable insights into the delivery of DUAL Asset’s title to share and real estate offerings.

Chris Hammond

Head of AsiaPac

London, UK

Email Chris

T:+44 (0)20 3808 2463 / M:+44 (0)7717 787 411

Chris is an Australian qualified solicitor who was admitted to the Supreme Court of Victoria, Australia in 2012. Following admission, Chris worked in the Real Estate team at Hall & Wilcox Lawyers in Melbourne until July 2018. Chris has acted for fund managers, listed and unlisted REITs, superannuation funds, utility companies and private and public investors and developers. Chris’ key areas of practice included property due diligence, sales and acquisitions, commercial and retail leasing, development agreements and construction contracts.

Chris joined DUAL Asset in October 2018 after relocating to London. His experience practising as a solicitor for over 6 years and advising clients in relation to a broad range of risks underwritten by DUAL will assist Chris in quickly becoming an independent and pragmatic underwriter.

Naomi Hare

Head of Claims

+44 (0)7936 370 787

Norwich, UK

Email Naomi

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Naomi Hare

Head of Claims

Norwich, UK

Email Naomi

+44 (0)7936 370 787

Naomi has 13 years’ experience in the legal indemnities market and has underwritten a broad range of both residential and commercial risks, as well as missing beneficiary, rights to light, and other bespoke risks.

Naomi also has extensive claims handling experience, having been involved in a number of cases which have gone to mediation, trial and the Financial Ombudsman.

Edward Birrell

Edward Birrell

Head of UK M&A

London, UK

Email Edward

+44 (0)20 3808 5624

Edward started his career in underwriting in 2017 and has worked in a wide range of Commercial Risks in England and Wales, specialising in restrictive covenants, mines and minerals and lack of easement policies.

Edward holds a Business Management degree from Newcastle University and this has helped him to develop strong financial and analytical abilities, as well as key commercial awareness skills.

After graduating, Edward spent four months in Canada as a ski instructor, however returned to London to begin a career in insurance. Outside of work he has a passion for rugby, skiing and golf.

Wesley Timothy

Senior Underwriter

+44 (0)161 457 1299

Manchester

Email Wesley

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Wesley Timothy

Senior Underwriter

Manchester

Email Wesley

+44 (0)161 457 1299

Wesley began underwriting legal indemnity products in February 2007; having originated from the water and drainage industry Wes has a keen interest in sewers and water pipes!

Being highly technical Wes works with many leading property professionals to support our underwriting and claims handling.

In addition to underwriting restrictive covenants, easement discrepancies, mineral reservations, planning matters and possessory problems (to name a few!), Wes has also set up scheme style products to enable conveyancers, their clients and funders to transact swiftly and smoothly.

Jessica Ollerhead

Jessica Ollerhead

Senior Underwriter

London, UK

Email Jessica

T:+44 (0)207 456 8045 / M:+44 (0)7519 129 166

Jessica studied LLB Law before continuing her studies in Legal Practice at the University of Westminster.

She started her career in insurance in 2016, with a particular focus on commercial UK real estate and is primarily responsible for DUAL Asset’s right of light product.

Dylan Dench

Senior Underwriter

+44 (7706) 343812

London, UK

Email Dylan

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Dylan Dench

Senior Underwriter

London, UK

Email Dylan

+44 (7706) 343812

Emilia Binder

Title Insurance Officer – CEE & SEE

+48 883 307 585

Warsaw

Email Emilia

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Emilia Binder

Title Insurance Officer – CEE & SEE

Warsaw

Email Emilia

+48 883 307 585

Emilia is a qualified legal advisor with over 10 years’ experience on the Polish market. She specializes in real estate and construction law, with a main focus on spatial development, building and re-privatization law.

Emilia has provided international investors and developers with on-going legal assistance in relation to building law issues and assisted and consulted on acquisition and transfer of real estate. She has represented clients in proceedings concerning construction, zoning, heritage and environmental protection, including numerous successful cases before the Supreme Administrative Court. She has advised on regulating the legal status of the properties, being involved in many cases regarding re-privatization and statutory impropriation of state legal entities.

Prior to joining DUAL, she worked at the Warsaw offices of Beiten Burkhard and Wolf Theiss, leading law firms in Germany, Central, Eastern and South-Eastern Europe. Emilia studied law and applied linguistics at the University of Warsaw and at the University of Tübingen, Germany. She has also completed a secondment at ThyssenKrupp AG in Essen, Germany. Emilia is admitted to the Polish Bar and is fluent in English, German and Polish.

Zuzanna Jurga

Title Insurance Officer – CEE & SEE

+48 798 174 344

Warsaw

Email Zuzanna

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Zuzanna Jurga

Title Insurance Officer – CEE & SEE

Warsaw

Email Zuzanna

+48 798 174 344

Zuzanna is a qualified legal advisor with over 15 years’ experience on the Polish market. She specializes in corporate law, with a main focus on mergers and acquisitions, capital markets transactions, joint ventures, private equity, privatisations and restructuring projects.

Zuzanna has extensive background in advising both on the buy and sell side in large acquisitions, capital markets transactions (including public-to-private deals) and corporate restructurings. She has represented leading private equity houses, strategic and financial investors, private and public companies. She has advised on a number of investments, exits, joint ventures and mergers in financial services, IT, lifesciences, healthcare and FMCG sectors. Her experience includes leading several cross-border transactions.

Prior to joining DUAL Asset, she worked at the Warsaw office of CMS.

Zuzanna studied law at the Warsaw University and at the Ghent University in Belgium. She has also finished the British Centre for English and European Legal Studies at the Warsaw University.

Zuzanna is admitted to the Warsaw Bar Association of Attorneys-at-Law and is fluent in English and Polish.

Michael Banksell

Underwriter - DUAL Asset Nordics

+46 (0) 708-400 703

Sweden

Email Michael

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Michael Banksell

Underwriter - DUAL Asset Nordics

Sweden

Email Michael

+46 (0) 708-400 703

Michael joined DUAL Asset in 2023 to cover the Nordic region and he is based in Stockholm at the new DUAL Nordics office. Michael has 10 years’ experience as a real estate lawyer and legal counsel within Real Estate and Corporate Law, including projects in M&A, Property Development, Risk Management and Finance.

He also has experience in asset management and Transaction and Real Estate Law, when he worked for a Swedish telecom infrastructure company. Within this role, Michael faced challenges in the optimisation of the Real Estate Portfolio, including zone planning, building permits, lease negotiations, disputes and other real estate issues. Michael speaks Swedish, German and English.

Alex Noguera Trias

Senior Underwriter

+34 667 40 25 04

Europe

Email Alex

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Alex Noguera Trias

Senior Underwriter

Europe

Email Alex

+34 667 40 25 04

Alex is a Spanish-qualified solicitor who practised for 5 years as a lawyer in the corporate and M&A teams of KPMG and DWF-RCD in Spain, specialised in VC and PE financing transactions. He moved to underwriting W&I at Sompo International in Southern Europe, the Nordics and Netherlands for 3 years before joining DUAL as a Senior Underwriter in these territories in 2021. Alex is a Spanish native with a law degree, an LLM and an Executive Master’s in Corporate Finance from ESADE. This has helped him develop a strong legal and financial background and the necessary skills to understand risks and find solutions for clients. Outside work, he is passionate about mountain sports (winter and summer), paddle and horse riding.

Sarah Collins

Commercial Underwriter

+44 (0)203 808 5677

Norwich, UK

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Sarah Collins

Commercial Underwriter

Norwich, UK

Email Sarah

+44 (0)203 808 5677

Sarah is an experienced legal indemnity underwriter having being involved in the legal indemnity market since 1988. Her experience means she is able to deal with both residential and commercial risk types from the straightforward to the complex multi-million pound commercial development risks.

Sarah’s experience also extends to probate risks and she is able to make commercial decisions given her breadth of knowledge.

Hannah French

Commercial Underwriter

+44 (0)203 818 0767

Norwich, UK

Email Hannah

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Hannah French

Commercial Underwriter

Norwich, UK

Email Hannah

+44 (0)203 818 0767

Hannah has worked in the Legal Indemnities industry since 2000, after graduating from university with a history degree. She initially became an underwriter specialising in environmental and building regulation/planning risks but soon progressed to underwriting all residential and commercial risks. During her underwriting career I have also worked with Indemnity claims, training, developing and mentoring underwriters.

Hannah has detailed knowledge of underwriting all title risks throughout England and Wales, including restrictive covenants, third party rights and leasehold defects. She specialises in dealing with multi risk, complex title risks for development and commercial sites but I also have experience and knowledge of probate risks.

Outside of work Hannah love’s spending time with her family and her hobbies include reading and music.

Caroline Gosney

Commercial Underwriter

+44 (0)203 435 6288

Norwich, UK

Email Caroline

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Caroline Gosney

Commercial Underwriter

Norwich, UK

Email Caroline

+44 (0)203 435 6288

Caroline started her career in the legal indemnity market in 2004 and has worked at DUAL Asset since July 2016.

Caroline’s experience extends to UK Real Estate development transactions where she has a wide knowledge of title issues, including but not limited to adverse possession, restrictive covenants, access and services.

In her spare time Caroline is renovating a 300 year old cottage by the Norfolk Broads turning it into her dream home for her and her family.

Clare Bisset

Commercial Underwriter

+44 (0)203 808 8907

Norwich, UK

Email Clare

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Clare Bisset

Commercial Underwriter

Norwich, UK

Email Clare

+44 (0)203 808 8907

Clare first started underwriting in 2003 and has worked for various legal indemnity providers around Norwich over the years. She deals with a wide range of bespoke, commercial and residential risks with experience in probate and rights to light.

Clare’s home life is a busy one with two young children, a dog and house renovations and is never one to shy away from a challenge!

Carla Smyth

Commercial Underwriter EU

M:+353 (0)86 4173249

Dublin

Email Carla

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Carla Smyth

Commercial Underwriter EU

Dublin

Email Carla

M:+353 (0)86 4173249

Carla joined the Dublin office as a Commercial Underwriter in early 2022 with a focus on the European and Irish market.

Prior to joining DUAL Asset, Carla worked as a corporate lawyer in a leading Irish law firm advising international clients on mergers and acquisitions.

Vicky Bailey

Vicky Bailey

Underwriter

Norwich, UK

Email Vicky

+44 (0)203 808 6031

Vicky started her legal indemnities career as an underwriter in 2001, progressing through the industry until 2008 when she took time out to raise a family.

She returned to the market in 2013, dealing with a wide range of bespoke, commercial development, and residential risks and probate, joining DUAL Asset in 2019.

Outside of work, Vicky is a passionate runner competing in races throughout Norfolk.

Sarah Gateaud

Sarah Gateaud

Underwriter UK/EU

London, UK

Email Sarah

T: +44 (0)2073376461 / M: +44 (0)7355094224

Sarah is a law masters postgraduate who started her career at DUAL Asset in 2017.

Sarah is an experienced multijurisdictional underwriter, who has gained a broad and in depth knowledge of jurisdictional idiosyncrasies, having worked on both UK (including Scotland and Northern Ireland) and EU matters.

Nominated as the winner of ‘Up and Coming Underwriter of the Year Award 2019’ at the London Market Awards, Sarah has demonstrated her commitment to finding swift, tailored insurance solutions for her clients.

In 2019, as a bilingual French native Sarah took a focus on EU matters. Sarah has facilitated deals with risks ranging from commercial and residential specific risks, through to third party challenges on renewable projects, in countries such as Ireland, Spain, France, Portugal and the Netherlands.

Sarah is currently focussed on commercial and residential risks across the Celtic regions and continues to actively promote DUAL Assets wide range of title risks across the UK and Europe.

Sophie Hawkins

Sophie Hawkins

Underwriter

Norwich, UK

Email Sophie

+44 (0)203 808 8890

Sophie has worked in various areas of insurance, including pensions, annuities and commercial finance, where she was first introduced to underwriting.

She began underwriting for Legal Indemnities in 2014 where she gained experience in bespoke matters including residential, commercial and probate, whilst at the same time obtaining her Cert CII qualification.

Megan Eustace

Megan Eustace

Underwriter

London, UK

Email Megan

+44 (0)203 808 2592

Megan joined DUAL Asset in September 2018 and works within our commercial and residential real estate teams, as well as assisting with Rights of Light and the Aviation product.

She graduated from the University of East Anglia with a 2:1 in Law and European Legal Systems, which included a year studying European and International Law at Leiden University in the Netherlands.

In her spare time, Megan enjoys playing and watching sport, in particular football and cricket. Outside of sports, she enjoys travelling and hopes to continue visiting more countries in the future.

William Needham

William Needham

Underwriter

London, UK

Email William

+44 (0)756 678 5185

Prior to joining DUAL Asset, Will worked at First Title as a legal indemnity underwriter, providing bespoke insurance solutions for high value and complex real estate transactions in England and Wales.

Will holds an MA Hons degree in French & Politics from The University of Edinburgh.

Away from the office he is working towards wine qualifications.

Trevor Barnett

Head of UK Business Development

+44 (0)783 417 8982

South West - England

Email Trevor

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Trevor Barnett

Head of UK Business Development

South West - England

Email Trevor

+44 (0)783 417 8982

Trevor joined DUAL Asset in November 2015 having entered the legal indemnity sector with First Title four years earlier. He previously enjoyed a 27 year career in residential mortgage lending holding a number of senior positions.

Trevor is an experienced Business Development Executive with a proven track record of winning new clients and maintaining existing relationships.

Trevor works closely with property lawyers, conveyancers and regional brokers across a variety of residential and commercial real estate transactions, promoting our legal indemnity solutions. Trevor was prominent in helping DUAL Asset win The Supplier of the Year Award at the 2019 ESTAS Conveyancer Awards.

Outside of work Trevor is an avid Crystal Palace supporter, horse racing enthusiast and fund raiser for a Manchester based children’s charity Destination Florida.

Kelly Wilson

Business Development Executive

T: +44 (0)7821 680037

Wales

South West - England

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Kelly Wilson

Business Development Executive

Wales

South West - England

Email Kelly

T: +44 (0)7821 680037

After graduating in 2002 Kelly started her Account Management career working for a top 3 Global B2B provider for 10 years managing contracts both in the public and private sector. In 2013 Kelly moved into legal technology. Kelly has worked consultatively with property lawyers and conveyancers within both residential and commercial real estate transactions in England & Wales to assist in streamlining the property transaction for her clients and building successful partnerships in the process.

Lee Bowyer

Business Development Executive

T: +44 (0)7821 680049

North - England

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Lee Bowyer

Business Development Executive

North - England

Email Lee

T: +44 (0)7821 680049

Lee has worked within the Legal Search Provider space for over 14 years, he has worked 6 ½ years as a Regional Sales Manager with Conveyancing Data Services building and maintaining relationships within the North of England, prior to this he was a Business Development Manager with PSG supporting local franchise offices. Outside of work he loves Touch Rugby and he helps coach and play for his local team in Alnwick. He also enjoys cycling and swimming, even in the North Sea without a wetsuit too!

Gary Moore

Business Development Executive

+44 (0)759 6867414

London, UK

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Gary Moore

Business Development Executive

London, UK

Email Gary

+44 (0)759 6867414

Over 15 years of experience within the Conveyancing Industry, starting at Richards Gray in 2003 before moving on to Landmark Information Group in 2011. For the past 4+ years, Gary has worked as a Regional Sales Manager at Conveyancing Data Services (CDS), where he has grown loyal relationships by supporting Law Firms in London and the Southern region of England with their conveyancing searches and needs. Outside of work, he has two beautiful children who keep him on his toes, and he is an avid Newcastle United fan and sports lover in general.

Tom Halls

Business Development Executive

T: +44 (0)7821 680026

Midlands - England

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More about Tom

Tom Halls

Business Development Executive

Midlands - England

Email Tom

T: +44 (0)7821 680026

Tom began his insurance career in 2003 and worked across various classes including Private Medical, Travel and Personal Accident before joining a Legal Indemnity competitor as Account Manager in 2018. He has a wealth of experience in team Leadership, Account Management and Business Development. He joined DUAL Asset in September 2022 as Business Development Executive for the Midlands area and is focused on building excellent long-term working relationships as well as delivering a first-class customer experience. Away from work Tom enjoys travel, anything sport-related and playing the drums (if his daughters allow him to).

Jenna Culpin

Jenna Culpin

Underwriter

Norwich, UK

Email Jenna

+44 (0)203 318 6215

Jenna joined DUAL Asset in September 2019 after studying Law (LLB) at the University of East Anglia.  Throughout her time at University, she partook in a wide variety of legal work experience within the property sector giving her an insight into a range of title indemnity issues.

Since joining the team Jenna has dealt with a range of title risks, both residential and commercial. She has been involved in creating bespoke policies including policies covering property developments.

 

 

Lola Colburn

Lola Colburn

Assistant Underwriter

London, UK

Email Lola

T:+44 (0)20 3808 2454 / M:+44 (0)7761 516 634

Lola joined DUAL Asset in November 2019 after studying Law LLB where she obtained a First Class Honours.

Throughout her time at University, she was involved in the Legal Advice Clinic giving her an insight into a wide variety of legal issues surrounding Housing Law. This was further developed by various legal placements within this sector, allowing her to put legal theory into relevant practice.

Lola has joined DUAL Asset as an assistant underwriter in the executor and inheritance team.

Carmen Winser

Assistant Underwriter

+44(0)20 7645 9498

Norwich, UK

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More about Carmen

Carmen Winser

Assistant Underwriter

Norwich, UK

Email Carmen

+44(0)20 7645 9498

Carmen has a law degree with The Open University and graduated in 2019 with a high of 2:1. During her studies she was an adviser for Citizens Advice where she developed strong interpersonal and research skills. She also used to volunteer for Norfolk Community Law Service where she gained an insight into different areas of law.

Prior to joining DUAL Asset in January 2021 she worked in a law firm where she gained knowledge of the conveyancing process, dealing mostly with sale/purchase transactions, transfers of equity and re-mortgages.

Outside of wok Carmen enjoys gardening and cooking for her friends and family. She enjoys travelling in particular booking short getaways to different cities.

Jakub Kaluza

Assistant Underwriter

+44 (0) 7355 094 123

Norwich, UK

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More about Jakub

Jakub Kaluza

Assistant Underwriter

Norwich, UK

Email Jakub

+44 (0) 7355 094 123

Liam Dougall

Assistant Underwriter

+44 (0) 2074265295 x5295

Norwich, UK

Email Liam

More about Liam

Liam Dougall

Assistant Underwriter

Norwich, UK

Email Liam

+44 (0) 2074265295 x5295

Phoebe Moore

Underwriting Assistant

+44 (0)20 7398 4804

Norwich, UK

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More about Phoebe

Phoebe Moore

Underwriting Assistant

Norwich, UK

Email Phoebe

+44 (0)20 7398 4804

Gemma Bradshaw

Claims Technician

+44 207 456 7970

Norwich, UK

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More about Gemma

Gemma Bradshaw

Claims Technician

Norwich, UK

Email Gemma

+44 207 456 7970

Isabel Tansley

Assistant Underwriter

+44 (0)203 831 2697

Norwich, UK

Email Isabel

More about Isabel

Isabel Tansley

Assistant Underwriter

Norwich, UK

Email Isabel

+44 (0)203 831 2697

Kate Rutherford

Marketing Manager

+44 (0)7706 355 362

London, UK

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More about Kate

Kate Rutherford

Marketing Manager

London, UK

Email Kate

+44 (0)7706 355 362

Politics graduate Kate first discovered her passion for marketing on the other side of the world, whilst living in New Zealand working for a local lifestyle magazine.

In 2018, Kate moved back to England and joined DUAL Asset to assist in growing the brands digital global presence.

Kate is a self confessed dog lover and can often be seen snapping a selfie with one of her beloved pooches!

 

Tim Lewis

Operations Manager

+44 (0)203 808 2562

London, UK

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More about Tim

Tim Lewis

Operations Manager

London, UK

Email Tim

+44 (0)203 808 2562

Tim studied economics and graduated with a Diploma in International studies, spending time abroad working in France as a language assistant. He then set up a maths tutoring business alongside pursuing a career in golf, gaining significant experience playing at an elite amateur level.

Carolyn Gibson

Underwriting Assistant

+44 (0)739 578 9030

London, UK

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More about Carolyn

Carolyn Gibson

Underwriting Assistant

London, UK

Email Carolyn

+44 (0)739 578 9030

Carolyn joined DUAL Asset in January 2015 as an Administrator. Her role and knowledge of the business has grown with the company and although she is still involved in administrative duties, she is also an Underwriting Assistant.

Jaque Bortolini

Underwriting Assistant

+44 (0) 207 133 1317

London, UK

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More about Jaque

Jaque Bortolini

Underwriting Assistant

London, UK

Email Jaque

+44 (0) 207 133 1317

Jaque joined DUAL Asset in August 2020 with 8 years experience working in residential property insurance.

Jaque was born in Brazil and spent many years working in the fashion industry in Rio de Janeiro before moving to London. She has an accountancy degree and a MBA in retail and services.

Jaque is very outgoing and loves spending time with friends. In her spare time she has a passion for photography and fashion!

Amy Osang

Personal Assistant / Operations Assistant

+44 (0)207 456 7971

London, UK

Email Amy

More about Amy

Amy Osang

Personal Assistant / Operations Assistant

London, UK

Email Amy

+44 (0)207 456 7971

Amy joined DUAL Asset in September 2021 as a Personal Assistant. Amy brings a wealth of experience to the role, having worked as a high level PA at KPMG for over 7 years before leaving to have a family.

Amy is mainly responsible for assisting Ian Keith, team travel and client events, as well as assisting the team with any operational requests.